LOX Funding: The Trusted Private Money Lender

Fast, flexible asset-based financing for non-owner occupied residential and commercial real estate.


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Your Partner for Hard Money & Asset-Based Lending

LOX Funding specializes in providing quick, reliable capital for professional investors who need to close fast. Unlike conventional banks, our underwriting is based on the profitability of the asset (the property itself), making us the perfect choice for Fix and Flip Loans, DSCR Rental Property Loans, and large-scale Ground-Up Construction projects.

Ready to close in 7-14 days? Inquire now.

Specialized Hard Money Loan Products

Fix & Flip & BRRRR Hard Money Loans

Short-term bridge loans for rehab, resale, or refinancing into a long-term rental strategy.

Non-Owner Occupied DSCR Rental Loans

Long-term financing based purely on property cash flow (residential & commercial) — no tax returns needed.

Commercial & Ground-Up Construction

Funding for new builds, multi-site projects, and mixed-use developments from start to finish.

Quick LTV Loan Estimator

Calculate your max loan amount or visit our Full LTV & LTC Calculator Page.