Estimate your maximum funding and equity requirement based on the asset's value.
*Max LTV is subject to asset type and deal strength.
Calculate your financing leverage based on After Repair Value (ARV) and Total Project Cost (LTC).
When seeking a hard money loan, understanding the two primary leverage ratios is critical. At **LOX Funding**, we evaluate both to structure the best deal for your project.
LTV measures the loan amount against the property's After Repair Value (ARV). This ratio determines the total amount of risk in the finished asset. We typically lend up to 75% LTV on the ARV of a property, ensuring enough equity is built in for you to profit upon sale.
LTC measures the loan amount against your **Total Project Cost** (Purchase Price + Rehab Budget). This ratio is crucial for determining how much cash you need out-of-pocket. LOX Funding offers up to **90% LTC**, helping you keep your cash reserves available for future deals.
Ready for a capital partner who understands these ratios? Submit your deal for review today!