Privacy Policy

**Effective Date: December 16, 2025**

1. Introduction

LOX Funding (referred to as "we", "us", or "our") is committed to protecting the privacy of visitors to our website and applicants for our private money lending products. This policy outlines how we collect, use, and protect your information.

2. Information We Collect

We collect two types of information:

A. Personal and Financial Information (Application Data)

This is the information you directly provide when applying for a loan or submitting an inquiry, which may include:

• Contact details (Name, Phone, Email, Address).
• Borrowing Entity information (LLC/Corp details).
• Financial details (Loan amount needed, Estimated property values, and other information necessary for underwriting).
• Credit history and reports, if required during the final underwriting process.

B. Non-Personal Information (Website Usage Data)

We automatically collect data about your interactions with our site to improve service, including:

• IP address and geographic location.
• Browser type and device operating system.
• Pages viewed, time spent on site, and referring websites.

3. How We Use Your Information

Your information is primarily used to facilitate the lending process:

• To assess your eligibility for our Fix & Flip, DSCR, Construction, and other private loan programs.
• To contact you regarding your application or inquiry.
• To process and service your loan, if approved.
• For internal record-keeping, legal and compliance purposes.
• To analyze website usage and improve our services and marketing efforts.

4. Information Sharing and Disclosure

We do not sell your personal or financial information. We may share your data only with third parties essential to the lending process, including:

• Title companies, attorneys, and escrow agents required to close your loan.
• Underwriting partners and valuation experts (appraisers).
• Regulatory bodies, if required by law.

5. Data Security

We implement security measures designed to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

6. Changes to this Policy

We may update this Privacy Policy periodically. We will notify you of any changes by posting the new policy on this page and updating the "Effective Date" above.

7. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

LOX Funding
Email: privacy@loxfunding.com
Phone: 440-363-1363